Visa is a payment network that facilitates electronic funds transfers and transactions between financial institutions, merchants, and consumers. Visa provides the technology and infrastructure that allows credit card transactions to be processed securely and efficiently.
While Visa is not a credit card itself, many credit card issuers partner with Visa to offer credit cards that can be used at any merchant that accepts Visa payments. Visa credit cards allow cardholders to make purchases and pay for them later, often with rewards and other benefits for using the card.
Visa also offers debit cards, prepaid cards, and other payment products that allow consumers to make electronic payments using their own funds, without incurring debt or interest charges.